Drug and Alcohol Testing Q&A - 2007

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Re: Errors and omissions insurance

From: Dr. Steve
Password: orange
Date: 03 Dec 2007
Time: 13:32:57 -0800
Remote Name: 74.10.7.238

Comments

Most MRO's who also practice medicine, have "medical liability" insurance (malpractice insurance). Many of these policies do cover work as an MRO. On the other hand, most MRO's who strictly do MRO work full time, with no clinical practive have "errors and ommission" insurance. Obviously I would advise you to have some type of coverage for work you do as an MRO. If you can get the hospital to cover you, all the better. If not, if you wished to do this type of work you would need to get this type of coverage. It sounds like you are doing this for for the hospital, so hopefully they can provide you the coverage. I suspect they already have this type of coverage for some of their employees, and could hopefully add you into an already existing policy. Also you can probably ask the "malpractice insurance" carrier if they could underwrite this as part of your existing policy. I bet they could, although there might be a higher premium.